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Your journey to freedom
from debt
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    What amount of unsecured debt are you presently carrying?

    53500

    Accreditations

    You are in debt

    We have a solution for you.

    Your objective should be to pay off your debt as fast and conveniently as you can. if you keep paying merely the bare minimum. The amount of time it takes to repay the loan will depend on how much there is to repay. We can assist in developing a strategy to pay off debt in as short as 12 to 48 months*. You could save a ton of time and money by joining and finishing our program. Get out of debt faster than you ever imagined.

    01

    Free Debt Assessment

    For a free debt analysis, fill out our online form or give us a call.

    02

    Plan Your Payments
    Ahead And Save​​

    A Customized plan created just for you will be combined into a single, low-cost monthly payment.

    03

    Negotiate

    Our skilled staff of negotiators will reach agreements that need your approval.

    04

    Settle ​

    When your creditor is paid, the debt is discharged.

    05

    Debt Free

    When all enrolled debts go through this process, you have successfully completed the program along with financial freedom.

    You are in debt

    We have a solution for you.

    Your objective should be to pay off your debt as fast and conveniently as you can. if you keep paying merely the bare minimum. The amount of time it takes to repay the loan will depend on how much there is to repay. We can assist in developing a strategy to pay off debt in as short as 12 to 48 months*. You could save a ton of time and money by joining and finishing our program. Get out of debt faster than you ever imagined.

    01

    Free Debt Assessment

    For a free debt analysis, fill out our online form or give us a call.

    02

    Plan Your Payments
    Ahead And Save​​

    A Customized plan created just for you will be combined into a single, low-cost monthly payment.

    03

    Negotiate

    Our skilled staff of negotiators will reach agreements that need your approval.

    04

    Settle ​

    When your creditor is paid, the debt is discharged.

    05

    Debt Free

    When all enrolled debts go through this process, you have successfully completed the program along with financial freedom.

    Top Rated Debt Relief Company

    Excellent

    4.5 stars out of 5 stars

    Testimonials

    Christie OSullivan
    Christie OSullivan
    2024-02-19
    I give Kai Willis a five star rating for his business acumen and stoical cognition for business development.
    Cynthia Wilson
    Cynthia Wilson
    2024-02-16
    Ty Thomas for everything. God answered my prayers with you. Again Ty from the bottom of my ❤️
    Jerry Sciple
    Jerry Sciple
    2024-02-16
    Patrick was great
    Jen Sciple
    Jen Sciple
    2024-02-16
    Patrick took great care of us. We are very happy! Thank You!
    Debra Elgin
    Debra Elgin
    2024-02-13
    Thomas could not have been more helpful. I had some problems with my credit that were out of my control. My creditors refused to listen, I had accounts go on collections that were fraudulent. I got a police report and sent it through all of the appropriate channels and those fraudulent charges are on my credit today. Two legal firms in SC wanted to charge me money to do what I had already done. Thomas is going to have it off my credit in six months instead of 19 like the Credit Bureau is suggesting. If anyone needs help, I highly recommend these guys. Thomas is also very easy to talk to and takes the time to not only explain everything to you but to make sure you understand it. 100% honestly, I was skeptical to call at first but only because I had been told what I had by the credit people here. I was so happy that I changed my mind and called because Thomas and his legal group plus the people who are handling my fraudulent charges are getting done what the Credit Bureau could not even though I provided proof that I made no purchases and took out no loans. Thomas, not only are you a miracle worker and you have made my life so much better, you have proven such a bigger point to a much BIGGER PICTURE and I don't think you even realize it. Rather it be a part-time job, a loan, a credit card, or even something simple like I would like to volunteer for your organization: as soon as a person hears the word Disabled or Disability, without asking what for, can you do this or that, we are automatically just shut down even though people are not supposed to discriminate due to disability and other reasons. I would like to take a moment to personally thank you since I am disabled for treating me like any other person that is on this Earth 🌍. You are truly a blessing and so is your company!
    Dennis Cox
    Dennis Cox
    2024-02-08
    Great job!! Thomas DeGuchi was exceptional getting me help here! Totally appreciated!! Thanks Guys!!
    Thomas Underhill
    Thomas Underhill
    2024-02-06
    Thomas was very thorough and explained the debt relief process and the upcoming steps to expect. I am looking forward to the assistance. Verify Lending is going to give me with my debts.
    Carlton Perkins
    Carlton Perkins
    2024-02-02
    Thomas D. is a total lifesaver. I was stuck with another debt consolidation company, making payments like clockwork but not really getting anywhere with my debts. At first, a couple of settlements came through quickly, and I thought, "Okay, this is good." But then, nothing. For months, it was like hitting a brick wall. I get that settlements take time, and both sides must agree, but three months in, I found out the company hadn't even started talking to the big debt holders. They told me they were waiting for my pot of money to grow and that dropping more cash in would speed things up. That's when the penny dropped about why my phone was blowing up with calls and messages from creditors. Then I talked to Thomas. It was like a breath of fresh air. He took the time to explain what was going on—or more like, what wasn't happening with the other company. He promised his team would get on the ball and reach out to my creditors immediately. So, I made the switch. Sure, it's only been two days, but I feel much better about it. I'll keep you posted with more updates as things start moving. Big thanks to Thomas for turning things around!
    Bryan Figueroa
    Bryan Figueroa
    2024-01-24
    Had Thomas on as a rep very quick efficient and very happy with service overall
    Shei'la
    Shei'la
    2024-01-23
    Thomas was absolutely amazing. He took the time to break everything down for me and explain the contract and how the program works step by step. He made sure I never felt lost or confused through the process and I can’t wait to see everything play out through his hard work.

    You Can Achieve Financial Stability
    Through Debt Settlement If You:

    One Easy Program

    Speak with a trained debt professional at Verify Debt Solutions for free. They can walk you through our straightforward method.

    01.

    Simple and quick start-up and registration processes. A plan will be developed for you that is specific to your situation.

    02.

    Streamlined and swift initiation and enrollment procedures. A personalized plan will be formulated to address your unique circumstances

    03.

    Signing up and getting started is a quick and simple procedure. A strategy tailored to your needs will be developed.

    Frequently Asked Questions

    Have more inquiries? View further FAQs.

    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Each person’s situation is unique, so if something unexpected occurs, you might need to change your payment schedule. If revisions are required, we’re pleased to work with you to make them. To stop any automatic planned payments, get in touch with our Customer Relations Team at least seven days before the date of your scheduled deposit.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    In some circumstances, you have the right to file a lawsuit against a collector. We’ll be keeping track of your interactions with your creditors and analyzing any letters they send you. We have a connection with a debtor’s rights firm that will file an action on your behalf if the law has been broken.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    The most advisable approach involves informing your creditors that you prefer to receive all communication in written form, as your current financial difficulties prevent you from meeting your obligations. It’s important to note that there is no legal obligation mandating direct communication with your creditors. Should you be facing persistent calls from a collector, reach out to our account manager team, who will guide you through the most effective way to handle such situations.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    The debt analysis is completely free, private, and doesn’t have any obligations. There are no up-front costs associated with joining Wisdom, either. Only when the debt has been satisfied are there any fees due. Our rates typically range from 15% to 25%, though they can change from state to state. How can Verify Debt Solutions assist me with my debts? If you have debt from credit cards, department store cards, medical expenses, private student loans, payday loans, or business debts, check out options from Debt Solutions. These debts are referred to as unsecured debts.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    While it’s possible for any creditor to initiate legal action against you, it’s worth noting that lawsuits can be financially burdensome. As a result, creditors often opt to avoid this route. Certain creditors may employ litigation as a tactic for pressure or debt collection. While we are not authorized to provide legal counsel due to our non-legal status, we do have the ability to remove creditors from your program if they are unwilling to negotiate debt settlements. Should a creditor choose to pursue a lawsuit related to your debt, our services can offer assistance.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    There may be a small number of people who can execute the work correctly, but the majority don’t have the patience or the necessary experience. The risks of performing the task incorrectly typically outweigh any advantages you would anticipate from doing it yourself. Yes, you can cut your debt by an additional 18–25% by negotiating with your creditors on your own. (Our charge ranges from 15 to 25 percent of the total debt, depending on the client’s location and level of debt.) Our skilled team of negotiators at Verify Debt Solutions has years of expertise interacting with creditors and negotiating the finest settlements. Not everyone has the knowledge we possess or wants to have ongoing conversations with their creditors.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    This is not a loan for debt consolidation. What we can do is combine all of your debts into a single, usually lower monthly payment than what you are currently making.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Through the process of debt reduction, your outstanding balance is diminished. Following negotiations, you make payments that are lower than your original debt amount. In a procedure referred to as settlement, creditors agree to forgive the remaining debt. Alternatively, debt consolidation involves combining all your debts into a single loan, resulting in a solitary monthly payment, often at a reduced interest rate. Typically, a higher credit score is required for approval.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    You have a contract with your credit card company that permits them to keep charging you interest and late fees whenever you don’t make payments. This implies that while you’re setting up and funding your Dedicated Account, your credit card debt may increase. Our objective is to come to new agreements with your creditors that will lower your overall debt, as well as any interest or late fees that were applied when you started our program.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Yes, debt settlement firms must be completely federally regulated as well as licensed, bonded, and registered in any state where they conduct business. Never pay upfront fees to a debt settlement firm; if they do, they are not a real settlement company. For more than ten years, we have been providing consumers with trustworthy assistance with debt settlement.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Make sure to send it to us right away if you get a summons or any other legal paperwork from one of your creditors. We have a working partnership with a law firm in every state that will take on your case and help with hurried negotiations.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    You might have to pay taxes on the total of the debt that your creditors have forgiven, however it is doubtful. For any debt forgiven that is greater than $600, your creditors will send you a 1099-C form. Debt forgiveness is considered income. However, you might not be required to pay any taxes on the forgiven debt if you are insolvent at the time we reach a settlement with your creditors. to have a better understanding of your particular circumstance and any potential tax repercussions. You should discuss any debt that has been forgiven through a debt relief program with your tax advisor.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    You won’t be able to use your program-enrolled credit cards, sorry. We do advise setting aside one card for usage in the event of any unanticipated emergencies. This should ideally be a credit card that you plan to keep and has a balance accessible.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Although phone calls are a normal part of the debt settlement process, you are still protected from collection harassment by federal and state regulations. Numerous clients of ours will occasionally get calls from collectors. We provide tools and advice on how to handle those contacts to stop these types of phone calls in order to aid understanding. To find out more about the federal statutes that govern the conduct of debt collectors, go here.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Debt settlement typically suits individuals with unsecured debt exceeding $7,500, who face challenges meeting credit card obligations or have exhausted their available credit. An ideal candidate is someone aiming for quicker debt resolution—preferably within one to four years—rather than the prolonged timeframe of 20 to 40 years through minimum payments. By minimizing monthly payments, debt settlement offers the potential to expedite debt clearance. For those grappling with financial difficulties and confronted with a debt load unmanageable within the next one to four years, debt settlement can offer a pathway to reducing monthly payments and achieving swifter debt relief.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    On average, the program takes 12 to 60 months to complete. Depending on the total enrolled debt and the monthly payment you have decided to make to your designated account.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Anyone in financial difficulty who is falling behind on or having trouble making the required minimum payments to creditors on their unsecured obligations is eligible for the program. You must owe each creditor $500 or more in unsecured debt in addition to having a minimum of $10,000 in total unsecured debt.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Yes, these clients of the dedicated account providers were covered by insurance up to the FDIC limitations, which are $250,000 at the moment.
    Our commitment lies in facilitating your debt relief by engaging in negotiations with your creditors. Through these negotiations, we strive to secure agreements where your unsecured debt is accepted at a significantly reduced amount compared to its original value. The speed of debt resolution depends on various factors, including the condition of your credit report upon enrollment and the potential influence of other debts, including those owed to us. It’s important to acknowledge that this process can have an impact on your credit score, potentially leading to a decline.
    Yes! You’re under unneeded stress if you’re living paycheck to paycheck, have huge credit card balances, and find it difficult to make the minimal payments. This stress can have an impact on you and your loved ones. Enrolling in our program will relieve you of the stress, anxiety, and concern that come with having too much debt in addition to helping you get your finances in order and negotiate down your debt. You’ll have more time to concentrate on what’s important, like your family, job, and living life to the fullest.

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